Discover The Hover! Say Goodbye To Clicking in Traffic Exchanges
Here are my favourite No Clicking Traffic Exchanges.
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Saturday, May 31, 2008
Saturday, May 10, 2008
How Can I Make Money On Online Stock Investing?
Stephen Cooper
can answer that question. Who is Stephen Cooper? He's a mild mannered Doctor who lost his practice due to a crippling back injury and found a second career in online stock investing. He doesn't only did it well but consistently outperforming some of the big shots on Wall Street.
Check out his proven step by step formula for online investing.
How Can I Make Money In Real Estate Investing?
This is one of the post I read on one of the review websites about Robert Allen's Real Estate Wealth
. I found it very informational and really looks like he knows what he's talking about. There's no contact information on the post so I couldn't ask him for his permission if I can post it here on my blog. But it was writen by Richard from Colorado Springs.
But I will post it here anyways because I'm sure he will want more exposure and its just shameful if it don't get a lot more exposure. If anybody thinks that I remove this post for any reason, I'll do so right away.
Anyhow, here it is:
I seldom contribute to these types of forums, but I too attended Tom Williams’ presentation in Colorado Springs this morning. I was distressed when I received an email for one of the other attendees who found this site and was upset by what they found. I could not let their concerns go unanswered.
I am a full time real estate investor. I probably attend 12-15 free seminars per year and spend $10,000+ per year on seminars to continue my education in real estate. While I find Tom’s personality a little “in your face,” it is actually a fairly common trait of successful people. He is defiantly the sharpest presenter I have seen in years. He is real. In the presentation I actually got two NEW strategies I had not heard of before – that is rare!
Criticism is the refuge of those without the ability or courage to GROW THEMSELVES to become the person that can achieve great things. Success in real estate, as with any endeavor in life, is more a matter of personal growth than techniques or even knowledge.
I started in real estate as an agent in 1972. By the early 80’s when Bob started teaching his “Nothing Down” Program I was a Broker and recognized immediately the value his program offered to the average person to actually achieve any goal (not just monetary) they might want in life. He was so dedicated to having his student successful that he even formed RAND (Robert Allen Nothing Down) Groups in each county he visited for the purposes of providing continuing support for his students. I ran that organization for almost 2 years. I saw it up close and personal from the inside. I know what really goes on after the weekend is over.
During those 2 years I watched and helped coach, on a monthly basis at the meetings and daily for anyone who wanted to call me, the close to 1,200 students that attended his programs. Bob did everything humanly possible to help his students succeed. Of that group, I still remember the names and faces of the 6 people who actually grew themselves enough to become successful, full time real estate investors. There were probably another 30-40 who went from renters to home owners, and that was all they wanted to do.
You may be asking: How is “only” 36 out of 1,200 an endorsement? Here is why. When Bob said “Nothing Down” the rest of the people who attended hear either “No Work” or “Easy Money,” and when the money didn’t fall from the sky into their laps, they quit, if they ever actually started.
There is a saying by those who have actually been successful in real estate: “Real Estate is the best paying hard work and the worst paying easy work on the planet.” That is a truth.
With rare exception, every person I have actually talked to who had negative things to say about Bob either never actually took the course, or in the rare case they did, they never really did the work. The “work” being not just learning the materials, but taking on the life challenge of everyday becoming a better, smarter more skilled person. That is the hardest work that we, as humans, will ever do. That is why so few do it, and why those that do become the heroes, leaders and the icons of each generation.
It is easy to kibitz and throw stones from the side lines – especially when you have never actually put yourself on the line, done what it really takes to be successful and taken personally responsibility for your results, both good and bad.
It is my experience that with Bob and his trainers, in most cases, they want success for their students more that the students want it for themselves. Sad but true.
With that said, I will grant you that the further Bob strays from real estate the less impressed I am. The Cracking the Millionaire Code (which is written in a style that is a little too cute for me) concept of the “Enlighten Millionaire” is spot on. That is an excellent guide to business in general. Unfortunately I must agree that Bob should stay away from also pitching the other non-real estate related programs he promotes. I have some limited experience in most of those other arenas and while his information is accurate, it is not as inspired as his real estate programs.
In closing let me be perfectly clear. If you are really willing to take on the challenge of “being all you can be,” you will not find a better, more committed group of people to support you in your goals than Robert Allen and his staff. You will only fail if you quit on yourself. The person to blame for that is in the mirror, it’s not Bob. It’s called PERSONAL responsibility – what a concept!
But I will post it here anyways because I'm sure he will want more exposure and its just shameful if it don't get a lot more exposure. If anybody thinks that I remove this post for any reason, I'll do so right away.
Anyhow, here it is:
I seldom contribute to these types of forums, but I too attended Tom Williams’ presentation in Colorado Springs this morning. I was distressed when I received an email for one of the other attendees who found this site and was upset by what they found. I could not let their concerns go unanswered.
I am a full time real estate investor. I probably attend 12-15 free seminars per year and spend $10,000+ per year on seminars to continue my education in real estate. While I find Tom’s personality a little “in your face,” it is actually a fairly common trait of successful people. He is defiantly the sharpest presenter I have seen in years. He is real. In the presentation I actually got two NEW strategies I had not heard of before – that is rare!
Criticism is the refuge of those without the ability or courage to GROW THEMSELVES to become the person that can achieve great things. Success in real estate, as with any endeavor in life, is more a matter of personal growth than techniques or even knowledge.
I started in real estate as an agent in 1972. By the early 80’s when Bob started teaching his “Nothing Down” Program I was a Broker and recognized immediately the value his program offered to the average person to actually achieve any goal (not just monetary) they might want in life. He was so dedicated to having his student successful that he even formed RAND (Robert Allen Nothing Down) Groups in each county he visited for the purposes of providing continuing support for his students. I ran that organization for almost 2 years. I saw it up close and personal from the inside. I know what really goes on after the weekend is over.
During those 2 years I watched and helped coach, on a monthly basis at the meetings and daily for anyone who wanted to call me, the close to 1,200 students that attended his programs. Bob did everything humanly possible to help his students succeed. Of that group, I still remember the names and faces of the 6 people who actually grew themselves enough to become successful, full time real estate investors. There were probably another 30-40 who went from renters to home owners, and that was all they wanted to do.
You may be asking: How is “only” 36 out of 1,200 an endorsement? Here is why. When Bob said “Nothing Down” the rest of the people who attended hear either “No Work” or “Easy Money,” and when the money didn’t fall from the sky into their laps, they quit, if they ever actually started.
There is a saying by those who have actually been successful in real estate: “Real Estate is the best paying hard work and the worst paying easy work on the planet.” That is a truth.
With rare exception, every person I have actually talked to who had negative things to say about Bob either never actually took the course, or in the rare case they did, they never really did the work. The “work” being not just learning the materials, but taking on the life challenge of everyday becoming a better, smarter more skilled person. That is the hardest work that we, as humans, will ever do. That is why so few do it, and why those that do become the heroes, leaders and the icons of each generation.
It is easy to kibitz and throw stones from the side lines – especially when you have never actually put yourself on the line, done what it really takes to be successful and taken personally responsibility for your results, both good and bad.
It is my experience that with Bob and his trainers, in most cases, they want success for their students more that the students want it for themselves. Sad but true.
With that said, I will grant you that the further Bob strays from real estate the less impressed I am. The Cracking the Millionaire Code (which is written in a style that is a little too cute for me) concept of the “Enlighten Millionaire” is spot on. That is an excellent guide to business in general. Unfortunately I must agree that Bob should stay away from also pitching the other non-real estate related programs he promotes. I have some limited experience in most of those other arenas and while his information is accurate, it is not as inspired as his real estate programs.
In closing let me be perfectly clear. If you are really willing to take on the challenge of “being all you can be,” you will not find a better, more committed group of people to support you in your goals than Robert Allen and his staff. You will only fail if you quit on yourself. The person to blame for that is in the mirror, it’s not Bob. It’s called PERSONAL responsibility – what a concept!
Friday, May 9, 2008
How Do I Get Out Of Debt?
You can't. Debt is a part of life. You should be asking "How do I get out of Bad Debt!?" What are bad debts? In my general opinion, bad debts are debts caused by spending on anything that are not a basic necessity.
I was drowning in debt before but I am happy to say that I got out of it. There's just no word to describe the feeling of having zero debt. It wasn't easy, not even close, but I already made a decision that I will be debt free so anything that hinders my progress did not really bother me.
There are really two people that gave me strenght and courage to keep going so I can reach my goal of zero debt, Anthony Robbins and John Cummuta
. I probably read two of Anthony Robbins book 5 times cover to cover before I finally apply it to my life. Those two books are "Unlimited Power" and "Awaken The Giants Within" There are tons of powerful personal improvement techniques in these two books that I probably just used maybe 2% of it. Thats how powerful these two books are. John Cummuta helps me specifically on how to elliminate debt. He is the author of "Transforming Debt Into Wealth" which is the worlds best selling personal debt elimination program. His program is worlds best selling for a reason and helps me tremendously.
The earlier you can get out of debt the earlier you will enjoy your life the way it supposed to be enjoyed. There's a huge difference on the level of enjoyment when you go on vacation without debt versus with debt.
I was drowning in debt before but I am happy to say that I got out of it. There's just no word to describe the feeling of having zero debt. It wasn't easy, not even close, but I already made a decision that I will be debt free so anything that hinders my progress did not really bother me.
There are really two people that gave me strenght and courage to keep going so I can reach my goal of zero debt, Anthony Robbins and John Cummuta
The earlier you can get out of debt the earlier you will enjoy your life the way it supposed to be enjoyed. There's a huge difference on the level of enjoyment when you go on vacation without debt versus with debt.
How Much can I Potentially Make as an AGLOCO Member?
According to US Census Bureau of the Department of Commerce, the total retail e-commerce sales for 2006 is a whoping $114.2B. How much do you think goes for commisions? Assuming (and I think I am being very conservative) that 10% of those sales are payout as a commission. That is $11.42B commision payout given to affiliates and referrers.
According to Emarketer, the online advertising revenue for the first 9 months of 2006 reached roughly $12.1B. A big chunk of that dollars goes to search engines. One way to have a piece of this big chunk and actually get paid using the search engines is by using Agloco. How? Did you know that Google pays as much as $0.10 on average for each search that is directed to its search engine? By using Agloco viewbar you will be directed to these search engines. Agloco will earn a commission for directing traffic to these search engines and will in turn raise its revenue thus increase your share value.
Commissions and sponsored advertising dollars are two of many revenue sources of Agloco. In 2006, from the numbers shown above, roughly a total of $23.52B revenues just from these two sources. This number is also projected to grow in 2007. Once Agloco is officially released, how big of the pie do you think Agloco will claim from just these two sources of revenue? 1%? maybe 2%? You can go crazy on the numbers or you can go conservative or you can even go skeptical but you have to choose one so you can make a decision if you want to jump in this new online van wagon. AGLOCO was launched on November 2006. In about 5 months it has approximately 1.2 million members and its growth accelaration is close to phenomenal (check out agloco-top-gun.spaces.live.com/).
Here's an example to give you an idea on the potential earnings you can make.
The examples and calculations that I will show you are not the exact calculations that AGLOCO uses, only AGLOCO knows that and besides it will make everything complicated. However, I will assume that these calculations I will show you will be the backbone of how to determine the value per shares.
The examples and calculations that I will show you are not the exact calculations that AGLOCO uses, only AGLOCO knows that and besides it will make everything complicated. However, I will assume that these calculations I will show you will be the backbone of how to determine the value per shares.
Lets start and put on our thinking cap...
According to AGLOCO™, "If shares are issued they will issued at one share per hour for Member hours and one quarter share for each referral hour". They also stated that "As AGLOCO™ grows and the company generates positive cash flow, we will be distributing the excess cash to Members and shareholders of the company." They also put a limit of 5 personal hours of surfing a month which means you can only get maximum of 5 shares per month if you don't have any referrals. So building your network is very important and will dictate if you will have a descent or substantial income in this venture.
So here we go..
EPS = ANE / OAS
Where:
EPS = Earnings Per Share. This is the dollar value per share.
EPS = Earnings Per Share. This is the dollar value per share.
ANE = AGLOCO Net Earnings. This is the total revenue of AGLOCO minus management fees of 10%.
OAS = Outstanding Agloco Shares. This is the outstanding number of shares accumulated by all members.
Assumptions:
The OAS will be base on total number of shares accumulated by 1.2 million members. Assuming on average each member will accumulate 1710 shares a month which can be accomplish in many combinations such as having 4 direct referrals and each refers an average of 4 referrals upto 4 levels down and assuming each person used the max limit of 5 hours of surfing hours a month (check out AGLOCO member calculator).
Just to give us some numbers to work on and to make things simple, we are going to use the total revenue from just two sources the commissions on retail sales and sponsored advertising. Montly revenues for commissions is about $952M ($11.42B/12 months). Montly revenues for advertisements is about $1.34B ($12.1B/9 months). That is a total of approximately $2.3B of revenues per month just from just two sources.
Example 1: For The Optimist.
Lets assume OGLOCO just exploded and claims 50% of the $2.3B total revenues. That will give AGLOCO a $1.15B per month gross revenue.
ANE = $1.15B - 10%($1.15B) = $1.035B
OAS = 1.2 million members * 1710 shares = 2.052B shares
Therefore:
EPS = $1.035B / 2.052B shares = $0.50
Our member on this example if he decided to sell his shares at the current market value, he will make about $855 (EPS x 1710 shares). Not bad at all considering that the revenue came from only two sources, so this will definetely increase if all the possible revenue sources are included.
Example 2: For The Conservatives.
Lets assume OGLOCO did good and claims 25% of the $2.3B total revenues. That will give AGLOCO a $575M per month gross revenue.
ANE = $575M - 10%($575M) = $517.5M
OAS = 1.2 million members * 1710 shares = 2,052M shares
Therefore:
EPS = $517.5M / 2,052M shares = $0.25
Our member on this example if he decided to sell his shares at the current market value, he will make about $427.5 (EPS x 1710 shares).
Example 3: For The Skeptics.
Lets assume OGLOCO did not do so good and only claims 10% of the $2.3B total revenues. That will give AGLOCO a $230M per month gross revenue.
ANE = $230M - 10%($230M) = $207M
OAS = 1.2 million members * 1710 shares = 2,052M shares
Therefore:
EPS = $207M / 2,052M shares = $0.10
Our member on this example if he decided to sell his shares at the current market value, he will make about $171 (EPS x 1710 shares). Not bad for something you started for free and become a part of what could be potentially the next big thing on the net.
From the example its obvious that your earnings will be directly proportional to AGLOCO's net revenue but inversely proportional to the number of members that accumulated shares. These means that, if revenues increases your earnings will increase assuming outstanding shares stays the same. Conversely, if outstanding shares increases your earnings will decrease assuming revenues stays the same. Interestingly enough though, the more AGLOCO subscribers which accumulates outstanding shares the more revenue AGLOCO gets. It really comes down to the ratio between the amount of revenue and the number of members. This ratio will either make AGLOCO members happy or caused them to jump off the wagon. Simply put, the revenue has to climb at least twice as fast as the number of subscribers for AGLOCO to be really attractive and make the buzz in this industry.
My advice is, dont' worry about the revenue just worry about accumulating shares by increasing your network. If you build it, the revenue will come!
Classic Diecast Collectibles
I am always a big fun of diecast replicas. There's absolutely no way in this lifetime that I can own some of my favourite classic cars so a replica is the closest thing. I was looking for a 1995 Ford Pickup diecast and I end up on this website:
I must say their price are very reasonable and I actually found a 1925 Gold Ford Model T Pickup - 1:32 Scale and it only cost $14.98. I'm going to try to order it and see if its of good quality. I'm a bit doubtful because the price is very cheap and according to their description its even 24c gold plated. So I ordered it and I can't wait to get it.
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